SIP Calculator

Estimate the future value of your Systematic Investment Plan (SIP). visualize growth with our interactive tool.

Invested Amount

₹ 0

Est. Returns

₹ 0

Total Value

₹ 0

Growth Visualization

Did you know?

SIPs (Systematic Investment Plans) use the power of compounding. Small amounts invested regularly can grow significantly over 10+ years.

Why 12%?

Long-term equity mutual funds in India have historically delivered 12-15% annual returns over periods exceeding 7 years.

Understanding SIP Calculations

This calculator uses the compound interest formula for monthly investments to estimate your maturity amount.

The Formula

FV = P × [((1 + i)^n - 1) / i] × (1 + i)

Where P is monthly amount, i is monthly interest rate, and n is total months.

Benefits of SIP

  • Disciplined savings habit
  • Rupee Cost Averaging (buy more when low)
  • Power of Compounding
  • Start with as low as ₹500